Many people treat life insurance as a set-and-forget product, but that’s a mistake. Life changes constantly, and your coverage should reflect that. An annual review of your policy helps ensure your insurance still meets your needs.Here’s why it matters:Your income may ha...
Stay-at-home parents are the backbone of many families. From cooking and cleaning to childcare and emotional support, they provide services that would be incredibly costly to replace. Yet, many overlook life insurance for non-working partners.If a stay-at-home parent were to...
Life is full of big moments — and each one can change your financial picture. It’s important to review your life insurance policy regularly, especially after milestones such as:Getting married or entering a long-term partnershipHaving a baby or adopting a childBuying a h...
Understanding the claim process is essential to ensuring your loved ones feel supported when it matters most. Fortunately, life insurance claims in New Zealand are generally straightforward.Here’s what the process typically looks like:Notification: The insurer is notified ...
Life insurance can be surrounded by confusion, and myths often prevent people from making informed decisions. Let's bust some of the most common misconceptions:Myth 1: Life insurance is too expensive.Truth: Many policies cost less than your daily coffee. Starting young helps...
Figuring out how much life insurance to get can feel overwhelming. It involves thinking through uncomfortable scenarios and trying to plan for an unpredictable future. But it doesn't have to be complicated.Start by considering your current income and expenses. A popular rule...
It’s easy to confuse life insurance with mortgage protection, especially since both offer financial support in the event of illness or death. However, understanding the difference is key to making the right choice for your situation.Mortgage protection insurance is usually...
Life insurance is often thought of as something to consider later in life, perhaps when retirement is on the horizon. But in truth, getting life insurance when you're young and healthy can be one of the most financially savvy moves you can make. Premiums are typically much l...
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