Stay-at-home parents are the backbone of many families. From cooking and cleaning to childcare and emotional support, they provide services that would be incredibly costly to replace. Yet, many overlook life insurance for non-working partners.
If a stay-at-home parent were to pass away unexpectedly, the surviving parent might need to pay for daycare, hire help, or reduce work hours. This could have a significant financial impact. Life insurance ensures the family can maintain stability during a deeply emotional and difficult time.
Even a modest policy can go a long way in covering short- and medium-term costs, giving the surviving partner space to grieve and adjust. When considering family protection, it's essential to value every member's contribution — not just the one with the paycheck.
