Many people treat life insurance as a set-and-forget product, but that’s a mistake. Life changes constantly, and your coverage should reflect that. An annual review of your policy helps ensure your insurance still meets your needs.
Here’s why it matters:
Your income may have increased
You might have paid off debt or taken on new responsibilities
You may have added dependents or experienced a loss
New products or riders may now be available
Your health may have improved, qualifying you for better rates
A quick review with your adviser each year can lead to cost savings, stronger coverage, and better peace of mind. It only takes a short conversation to make sure your plan is up to date and your loved ones are fully protected.
