Business Insurance Quiz

Complete the Business Insurance Quiz below and book in a FREE chat with us!

Business Insurance Needs Quiz

7 quick questions to help identify priorities across Buy/Sell (Shareholder Protection), Group Cover (Staff Benefits), Key Person Cover, and Farm & Rural Cover. This is an independent tool for education; it’s not financial advice.

0/7 questions answered

1) Ownership structure

How is your business owned?

2+ shareholders/partners (co-owned) Sole owner but planning to add partners Sole owner with no plans to add partners

2) Business debt / personal guarantees

What level of business debt or personal guarantees exist?

Significant debt and personal guarantees Some debt/limited guarantees Minimal/no debt or guarantees

3) Reliance on key individual

How dependent is the business on one or two people for sales, relationships, IP or operations?

Highly dependent on specific individual(s) Moderately dependent Low dependence / widely shared

4) If that person was out 6+ months

What would be the effect on revenue/continuity if a key person was out long-term?

Major impact — revenue and relationships at risk Noticeable impact — needs temporary support Minimal impact — backups in place

5) Team and retention

What best describes your staff and benefit goals?

10+ staff and we want benefits to attract/retain talent 3–9 staff and we want to offer some benefits 1–2 staff / benefits not a focus

6) Rural operations

Do you operate a farm or rural business with livestock, crops, or critical plant/equipment?

Yes — core to the business Some rural activity No rural operations

7) Weather & biosecurity exposure

How exposed are you to weather events, biosecurity risks or supply chain interruptions?

High exposure — frequent or severe risk Moderate exposure Low exposure

This is an independent tool for education, this is not financial advice.

What you may need

What to do next

1) Book a chat with us below
2) We’ll go into more detail what cover you might need. Comparing options from providers to fit your needs and budget
3) Apply (if you wish) — this takes about 20 minutes to complete per person, we'll guide you through this

This is an independent tool for education, this is not financial advice.

Want help choosing the right cover?

Thanks for completing the quiz — I’d love the opportunity to help you with your plan.

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